The Rich Thinker

Think Rich to Be Rich In All Aspect of Life

How to Protect My Self While Shopping Online

boxes in grocery cart
Photo Credits: Mein

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Online shopping is the best solution if you have a busy schedule. This allows you to do your shopping wherever you are even from your home. You can use your computer to check e-commerce websites that offer the goods you are looking for. It is also possible to just do your online shopping from a mobile phone or your tablet.

As convenient as it sounds, there are things to consider beforehand in order for you to shop online safely.

Here are a few tips and tricks when doing online shopping:

1. Make sure that the website is legit

If you find a new shopping website different from what you used from the past, you can check the reviews of that website. Most of the bloggers will already have a review of the website and will tell you if it’s legit or a scam.

2. Use a strong password when signing up for an account.

Once you have decided to sign up, make sure to create a strong password in order for hackers not to easily hack to your account. Remember, you will have to put in even your physical address for the shipping of your item. It’s better to be safe than sorry.

3. Use a secured network

It is still best to order online when you are using your own internet at home. Public WiFis are vulnerable to hackers so it is a good idea to just stay away from using them when doing an online transaction.

4. Do not auto-save your credit card information

Most of the online shopping sites will offer you to save your credit card information for smoother transaction next time you order from them. Do not fall for that trap. It might be convenient to just do that but you’ll never know what can happen when your information is just stored on their database.

5. Check Website Policy

We often neglect to read the policy or terms and conditions whenever we purchase anything. But reading through this will protect you from the purchase you made. Check if there is buyer protection in case the item delivered to you is defective or not as described.

6. Consider Using another Payment Method

Using your credit card might be more convenient since all the information can be accessed by you right away. But using e-money or e-payment facilities can be less prone to fraud since you will not have your credit card information to enter the website.

Additional Useful Tips:

Using a credit card is not that bad when making a purchase online. If you need to dispute the item and the seller are not responding, you can simply contact your bank.

To know if the website is secured, check if there is a padlock symbol to the address bar or click on it to view the website certificate. If you get a warning, then never use this website!

Make sure to check the delivery time it will take in case it will be shipped internationally. This will also avoid ordering items that you may no longer need if it takes a long time for the delivery.

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cher dayao

I am a Virtual Assistant, a Writer by heart and a full-time Mom/Dad of two wonderful girls.

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